(Subsidy) Aponar Apon Ghar Scheme: Application, Home Loan Subsidy

(Subsidy) Aponar Apon Ghar Scheme: Application, Home Loan Subsidy

This scheme is an Assam government scheme. In this scheme, the Assam government is to provide housing loans to the people of the state. However, the Assam government will give the house loan in a subsidy loan.

The government will provide a subsidy loan to the citizen of the state. With the help of the scheme, people can avail their own homes. The people who are living in the rent house can take advantage of the scheme.

There are indeed so many people who are living on rent in the state of Assam. That is the primary reason why the Assam government has decided to help them out. It will now be possible for all the people who are currently paying the house rent to afford to purchase their own homes.

Yes, you can be able to buy your dream house with just a little help from the Assam government.  The Assam Aponar Apon Ghar Scheme 2020 will help all the residents of the Assam state by offering a great amount of subsidy scheme.

The Assam government will provide a loan subsidy for those who want to make their home. The government will help them to make their home. The government will give them loan financially and help them out.

In this discussion, we will discuss the Assam government housing loan subsidy scheme named Aponar Apon Ghar Scheme. The eligibility criteria, benefits, and the application form procedure. If you are looking for a housing loan, then you should read this article for sure.

About Apona Apon Ghar Scheme:

The government of Assam has introduced the Aponar Apon scheme for the housing loan. However, the government will give the subsidized housing loan to the people of the state.

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The government will invite the application form from the Assam state people for the scene. Under the scheme, the government will give the loan for their house construction.

However, the government will only provide the loan for people who do not have their own house. Many people are looking for a loan, and they have to give interest on the loan.

This is a government housing loan which gives a subsidy to the people. The government will provide the loan to the people of the state as well as the government will give the subsidized loan to the people.

The people want to make their new home, but they do not have the finance. Due to a lack of finance, the person will drop their idea to make their own house. Through this scheme, the government will make true the idea of the person to make their own house.

Primary Objective of the Aponar Apon Ghar Scheme:

The main aim of the government behind this scheme is to provide more and more housing loans to the people of the state so that the people can avail of their own house. The government has targeted that by the year 2024, almost all the people have their own homes.

To achieve this goal, the government will give more and more loans through subsidy allowance. Under this scheme, the government will provide the loan for the people for the house.

So if one person will take the loan of Rs.40 lakh, then the government will give an Rs.2 lakh subsidy on the loan. That means the person will have to pay to the bank Rs.38 lakh.

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The government will pay the other Rs.2 lakh to the bank. However, the government only gives the person a subsidized loan, only one house.

If a person already has one house and they are making their second house, and If they apply for the scheme, then the benefits of the scheme will not be given to them.

The applicant who wants to take the loan under the Aponar Apon Ghar scheme will have to fill the registration form, and they can check their subsidy amount that is given by the government.

The government has set the aim to provide the loan interest of 3.5% on the home loan up to 15 lakh taken for 20 years duration of their job.

Eligibility criteria of the Aponar Apon Ghar Scheme:

  • The person should be a permanent resident of the state of Assam.
  • The income boundary is Rs.20 lakh.
  • The person who is getting the benefits of the Apon Ghar scheme will not get the benefits of the scheme.
  • The loan amount must be under the NPA.
  • The person would get the benefits of the scheme only if they got the lain from the scheduled commercial bank, regional rural bank, and Assam cooperative bank with the state.