Medical expenses in India continue to increase with changing lifestyles, pollution, and a growing number of chronic diseases among the people. Moreover, the advanced treatment methods, including medicines, diagnosis equipment and transplant systems, lead to increased treatment costs.
Thus, an EMI option could be a wise choice if you don’t wish to exhaust your savings on healthcare. Bajaj Finserv Health EMI Network Card is one alternative that takes care of various medical expenses. To know how you can benefit from it, please continue reading.
What Is Bajaj Finserv Digital Health EMI Network Card?
Bajaj Finserv Digital Health EMI Network card is similar to a credit card that mainly takes care of your medical bills while offering zero-cost EMIs. It turns your medical bills into convenient instalments so that you can pay them at regular intervals without being burdened financially.
Furthermore, you can apply for this EMI card online and use it with over 5000 medical partners across India.
Types of Health EMI Network Cards
There are broadly two variants of Bajaj Finserv Health EMI Cards, namely:
- Bajaj Finserv Health EMI Network Card Platinum
You can avail this card for Rs. 999 (including all charges). It offers a loan limit of up to Rs. 4 Lakhs turning your treatment bills into no-cost EMIs. Moreover, it offers a discount of up to Rs. 2,500 on OPD lab bills at over 4,400 wellness centres and more than 1100 hospital partners anywhere in India.
Moreover, you can opt for ten teleconsultation sessions worth Rs. 5,000 with 35 specialists for free. In total, you can receive a healthcare benefit worth up to Rs. 10,500.
- Bajaj Finserv Health EMI Network Card Gold
This card costs Rs. 707 (including all charges) and offers healthcare benefits up to Rs. 8000. The loan limit for a gold card is also Rs. 4 Lakhs, valid at more than 4,400 wellness centres and over 1100 hospitals in India.
In addition, you will also receive a preventive health check-up package worth Rs. 3000 for 45+ tests.
Types of Medical Treatments Covered
Here is a list of treatments covered by the Bajaj Finserv Digital Health EMI Network card:
- Diagnostic care
- Cardiac surgery
- Obstetrics and Gynaecology
- Oncology treatments
- Maternity care
- General surgery
- Ophthalmology treatments
- Orthopaedic treatments
- Bariatric surgery
- Vascular surgery
- Pulmonology
- Urology treatments
- IVF treatments
- ENT treatments
- Dental care
- Hearing aid equipment
- Cosmetic treatments
- Slimming treatments
- Hair treatments
- Homoeopathic treatments
- Plastic surgery
- Hair transplantation
Besides these, advanced processes such as stemcell banking on EMI are also possible.
How to Apply for Health EMI Network Card Online?
Here are 5 easy steps to apply for a digital health EMI card:
Step 1: Go to the Bajaj Finserv Digital Health EMI Network Card page
Step 2: Read about the benefits and then select a variant of your choice to apply.
Step 3: Fill in the required information like your name, PAN, registered mobile number, email ID etc.
Step 4: You will find offers based on your eligibility criteria.
Step 5: After your card gets activated, you can find the Health EMI card section of the Bajaj Finserv Wallet application.
Eligibility Criteria and Documents Required
Bajaj Finserv Digital Health EMI Network card requires minimal documentation and only a few eligibility criteria.
Given below are the eligibility criteria for this EMI card:
- Age: The age range to apply must be between 21 and 60 years for an offline card; and 23 and 65 years for an online card.
- Nationality: You would require Indian citizenship.
- Income: Your income must be regular and stable.
Documents you require include:
- PAN card
- Proof of Identity (Aadhaar, Voter ID, etc.)
- Address proof
- A signed ECS mandate
Features and Benefits
Here are some of the top benefits and features of a health EMI card:
- Digital Card Activation: You can activate your card easily through your phone.
- Extended Limit: It offers you a pre-approved limit of up to Rs. 4 Lakhs to pay your medical bills.
- Wide Usability: You can use this card across India in partner hospitals and pharmacies without altering the offers.
- Single Card for Family: You only need a single card for your entire family.
- One-Time Joining Fee: You must pay a joining fee only once for the chosen card variant.
- Offers: You can avail healthcare benefits worth up to Rs. 10,000 by utilising the services of partner healthcare centres.
- Repayment Tenure: It offers flexible repayment tenure of up to 25 months. Therefore, you can choose one at your convenience.
Leading Partners of Bajaj Finserv Digital Health EMI Network Card
There are more than 5,500 healthcare partners of Bajaj Finserv Digital Health EMI Network Card. Among these, some of the leading partners are:
- TATA
- Fortis
- Kolors
- Kaya
- Care
- Dr Batra’s
- ResMed
- Cove
- Apollo
- VLCC
- RICHFEEL
Considering all the above-mentioned features and applications, you can now reduce your financial liabilities if it includes heavy medical expenses. With the Bajaj Finserv Digital Health EMI Network card, you can convert these bills into easy instalments along with numerous added benefits. You can then avail these at several healthcare centres across the country.
Reference Links
https://www.bajajfinservmarkets.in/bajaj-finserv-health-emi-network-card.html#parentHorizontalTab1
https://www.bajajfinserv.in/health-emi-network-card
https://www.bajajfinserv.in/health-emi-network-card-features
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